AI-powered leverage for private credit teams.
Whether your team is just starting to use AI or ready to rearchitect entire workflows, we build custom automation systems for private credit funds — from quick wins to full operational transformation.
Most private credit teams we talk to are using AI in some form. But the results are inconsistent, the workflows are fragile, and the gap between what AI can do and what your team is actually capturing grows wider every quarter.
The funds that learn to systematically leverage AI will move faster, underwrite sharper, and operate leaner. The ones that don't will fall behind. We make sure you're in the first group.
Augment your analysts. Automate your workflows. Architect your edge.
Most firms start with Augment. The best firms graduate to Architect. We guide the entire journey.
Start seeing ROI in your first week.
AI-enhanced analysis for your team's everyday work. No integrations, no pipelines, no disruption. Just faster, better output from day one.
Training included. We run hands-on sessions for your team — from AI fundamentals to firm-specific workflow adoption — so Augment capabilities grow internally. Tool-agnostic: Claude, ChatGPT, Gemini, and custom code — whatever produces the best result.
Autonomous systems. Human oversight.
Purpose-built AI agents that handle your quarterly cycle end-to-end. You review the output — the mechanical work is done.
Portfolio Monitoring
Start hereDrop a borrower package. Get back an updated credit model, variance memo, quarterly slide, and management questions — ready for review.
CIM Analysis & Deal Screening
Automated credit box matching, risk scoring, and comp benchmarking. Screen deals before your competitors have read through the CIM.
IC Memo & Model Generation
Full credit analysis, operating model build-out, comps, and draft IC memo — calibrated to your firm's credit box and format.
Business Development & Sponsor Coverage
Automated deal sourcing research, sponsor relationship tracking, and outreach workflows. Know which sponsors are active, which deals fit your box, and get in front of the right people faster.
LP Reporting & Q&A
Quarterly LP letters, performance attribution, and a structured Q&A database so common LP questions have pre-drafted, consistent answers.
We build inside your SharePoint, Excel models, PowerPoint templates. Nothing changes for your team except the speed.
Each borrower has persistent memory that grows every quarter. After 4–6 quarters, the system knows your portfolio better than a new analyst.
Agents that understand credit.
Here's what happens when a borrower package arrives. Every agent run produces a structured audit trail. Your team reviews outputs, not processes.
Redesign your operation around what AI makes possible.
When you've seen what automation can do for your quarterly cycle, the next question is: what would we build if we were starting from scratch?
Decades of underwriting encoded in every workflow. Our agents don't just process documents — they understand what the numbers mean.
AI Strategy & Roadmap
We map your entire operation — every workflow, every handoff, every recurring deliverable — and design a phased AI adoption plan calibrated to your team's capacity and compliance requirements.
Custom Platform Builds
Beyond individual automations. Integrated systems connecting deal pipeline, portfolio monitoring, reporting, and LP communications. Includes custom dashboards, cross-workflow data flows, and unified borrower intelligence.
Workflow Rearchitecture
How would you design your IC process, your quarterly review cycle, your BD workflow if you knew AI could handle 80% of the mechanical work? We help you answer that question — and build the answer.
Ongoing Advisory Partnership
Quarterly AI capability reviews, model evaluation, emerging tool assessment, and continuous optimization of your automation stack. A dedicated partner who understands both the credit and the technology.
Built by private credit professionals, for credit professionals.
Accretive AI was created by private credit professionals, for private credit professionals.
Our team brings decades of experience deploying billions across leveraged finance, direct lending, asset-based finance, and opportunistic credit. Our experience covers the full lifecycle from business development and sponsor coverage through underwriting, portfolio management, and restructuring. We don't just understand your workflows — we've lived them.
That firsthand expertise is embedded in every automation we build, from IC memos that reflect genuine credit judgment, to portfolio monitoring reports that distinguish routine variance from early warning signals.
The first question every fund asks.
We understand. You manage confidential borrower data, non-public deal information, and LP capital. Here's exactly how we handle it.
Have a specific compliance requirement? Most concerns have a concrete architectural answer. Share your constraints and we'll tell you exactly what's feasible — before any commitment.
Discuss your requirementsLet's talk about your workflow.
Every engagement starts with a conversation about your workflow — your models, your templates, your quarterly cycle. We'll map your current workflows, identify where automation delivers the most impact.